Everything you want to know before we talk.
The wellness plan
Is this legal?
Yes. It follows IRS rules for Section 125 and Section 105 plans. It's fully insured, and a licensed third-party administrator handles the claims, records, and tax reporting. Talk to your own tax advisor. We'll give them everything they want to see.
How does it save money?
Part of each paycheck goes to the plan before taxes. That means less payroll tax for you and your people. Those savings pay for the plan. Most owners come out ahead, about $800 per employee per year.
Will my employees take home less?
No. Most take home a little more.
Does it replace my health plan?
No. It works next to the health plan you have. If you don't have one, you don't need one to start.
What's a third-party administrator?
A licensed company that handles the paperwork: claims, payments, records, and tax reporting. You don't have to.
The health plan
What makes it different?
Rates locked for two years, 12 plan designs, $0 prescription options, and you can start on the 1st of any month. And you can only get it through us.
Can I offer more than one plan?
Yes. Your people can pick what fits them.
Protection plans
Who pays for these?
Usually your employees, through payroll. They choose what they want. It adds little or no cost to your business.
Working with us
How big does my company need to be?
10 or more W-2 employees. There's no upper limit.
Do you work outside Illinois?
Yes. We work with businesses in all 50 states.
Will this be a headache for my team?
No. We handle setup and walk your people through enrollment. Most are using it the first week.
How do I get started?
Book a 19-minute Zoom. It takes 30 seconds to book, and there's no commitment. We'll look at your team and show you real numbers.
19 minutes. Real numbers. No obligation.
- A real look at your team
- What you and your people gain
- Straight answers on fit
- No pressure